English · 19 min read

Vocabulary

Vocabulary is the part of the English section candidates most often try to brute-force, and it is the part where brute force works least well. A ten-thousand-word list read once is worth almost nothing in an exam hall; sixty word roots learned properly will let you make a sensible guess at a word you have never seen.

So this page leads with roots and affixes, and keeps lists for the places where lists genuinely are the answer — confusable pairs, idioms and spellings, all of which examiners repeat from year to year. The last section is about the part nobody teaches: what to actually do in the weeks you have.

Current affairs · 19 September 2026

Today’s current affairs, checked at the source

Every item is dated, read on the conducting body’s or ministry’s own site, and written with the question it becomes. Read today’s items, take the quiz, or download the month as a PDF.

19September 2026

Today’s poster

What to note today

  1. 01

    No charges on UPI payments up to ₹2,000 and on RuPay debit cards, by notification

    Economy and banking14 SeptemberMinistry of Finance notification of 14 September 2026

  2. 02

    Retail inflation rose to 4.82 per cent in August 2026

    Economy and banking14 SeptemberMoSPI CPI press release of 14 September 2026

  3. 03

    SEMICON India 2026 opened at Yashobhoomi on the theme “Silicon to Systems”

    Science and technology17–19 SeptemberPrime Minister’s Office note of 16 September 2026; inauguration confirmed by agreeing reports of 17 September

  4. 04

Why it matters

Vocabulary in the exam

Direct question counts move between cycles, so treat these as ranges rather than promises. Check the notification for the pattern you are sitting.
ExamExpected questionsHow it usually appears
SSC CGL Tier 16–10 questionsSynonyms, antonyms, spelling, idioms and one-word substitution together.
SSC CGL Tier 212–18 questionsThe same categories at greater difficulty across the 45-question paper.
SSC CHSL / MTS6–10 questionsA reliably scoring block if the confusable pairs are known.
Banking Prelims & Mains3–8 questionsRarely asked directly — usually embedded in cloze, word usage and word swap.
State PSC & Police exams5–10 questionsDirect synonym, antonym and idiom questions close to the SSC pattern.

Start here

Why roots beat word lists

The arithmetic is unforgiving. A candidate who memorises twenty words a day for two months has covered about twelve hundred words, and will recall perhaps half of them under pressure. The same effort spent on roots covers far more ground.

Take the root anthrop, meaning man. It gives you anthropology, philanthropy, misanthrope, anthropomorphic and anthropocentric. Add phil, meaning love, and you also get philosophy, philately, bibliophile and Anglophile. Two roots, ten words — and more importantly, the ability to meet an eleventh in the exam and make a good guess rather than a blind one.

What roots cannot do

Roots will not help you with idioms, with confusable pairs such as stationary and stationery, or with spelling. Those need lists, and this page gives you the short ones that repeat. The point is not that lists are useless — it is that they should be reserved for the places where nothing else works, rather than being the whole strategy.

The highest-return page in the topic

The word roots

Learn these with their examples rather than as bare definitions — the examples are what make the root stick, and one of them is usually the answer.

Roots that appear repeatedly in exam vocabulary
RootMeaningWords built on it
benegood, wellbenefit, benevolent, benefactor, benign, beneficiary
malbad, illmalice, malign, malnutrition, malady, malevolent
anthropman, mankindanthropology, philanthropy, misanthrope
phillove, fondnessphilosophy, bibliophile, philately, Anglophile
chrontimechronology, chronic, anachronism, synchronise
credbelievecredible, incredulous, credentials, creed
dictsay, speakpredict, verdict, dictate, contradict, edict
scrib / scriptwritedescribe, manuscript, inscription, prescribe
voreatcarnivore, herbivore, voracious, omnivorous
jectthrowreject, project, eject, conjecture
omniallomnipotent, omniscient, omnipresent, omnivorous
sophwisdomphilosophy, sophisticated, sophistry
theogodtheology, atheist, monotheism, theocracy
pod / pedfoottripod, pedestrian, pedal, expedite
biolifebiology, biography, antibiotic, symbiosis
graph / gramwrite, drawautograph, telegram, cartography, epigram
loqu / locuspeakeloquent, soliloquy, loquacious, colloquial
viv / vitlifevivacious, revive, vital, survive

Direction and category

Prefixes and suffixes

A prefix usually tells you the direction or the polarity of a word; a suffix usually tells you what kind of thing it is. Between them they let you place an unfamiliar word even when the root is unclear.

Prefixes worth knowing cold
PrefixMeaningExamples
a- / an-withoutatheist, amoral, anarchy, anonymous
ante-beforeantecedent, antedate, antechamber
anti-againstantibiotic, antithesis, antipathy
circum-aroundcircumference, circumnavigate, circumspect
eu-good, pleasanteulogy, euphemism, euphoria, eugenics
hyper- / hypo-above / belowhyperbole and hypertension against hypothermia and hypothesis
mono- / bi- / poly-one / two / manymonopoly, bilingual, polyglot, polygamy
pseudo-falsepseudonym, pseudoscience
retro-backwardretrospect, retrograde, retroactive
Suffixes that name a category
SuffixMeaningExamples
-cidekillinghomicide, genocide, patricide, fratricide, regicide
-archyrule bymonarchy, oligarchy, anarchy, matriarchy
-cracygovernment bydemocracy, autocracy, bureaucracy, theocracy
-logythe study ofornithology, etymology, geology, pathology
-phobiafear ofhydrophobia, claustrophobia, xenophobia
-phileone who lovesbibliophile, Francophile, audiophile
-ous / -iousfull of (adjective)voracious, courageous, ambitious

Ante- and anti- are not the same prefix

Ante- means before in time — an antecedent comes first, an antechamber is the room you wait in before the main one. Anti- means against — an antidote works against a poison. Examiners set them as a pair precisely because the spellings differ by one letter, and a candidate who reads quickly will not notice which one is on the page.

Read the options first

Synonyms and antonyms

The word itself is only half the question. The four options are constructed to a pattern, and knowing that pattern turns a word you half-know into a mark.

The near-miss option
A word that shares the general area but not the meaning. For "meticulous" the option "cautious" is in the right neighbourhood and still wrong — meticulous is about detail, cautious about risk. Whenever two options feel close, ask which one matches the exact sense rather than the mood.
The opposite planted in a synonym question
Antonym and synonym questions look identical on the page, and papers place the direct opposite among the options of both. Read the instruction line before the word, every single time.
The sound-alike
For "ingenuous" the option "ingenious" will be there. For "credulous" you will find "credible". These pairs are the entire question — see the confusable-words section below.
The right register, wrong strength
For "furious" an option such as "annoyed" is the same emotion at the wrong intensity. Antonym questions exploit this hardest: the opposite of "sceptical" is "credulous" or "convinced", not merely "calm".
When you do not know the word at all
Break it up. In-cred-ulous is not-believe-full-of, so it means unwilling to believe. Even a rough decomposition usually eliminates two options, which changes the odds enough to be worth attempting.

Learn in groups

One-word substitution

These stay learned when they are grouped by theme and forgotten when they are learned alphabetically. Here are the groups examiners return to.

People, grouped by what defines them
DefinitionWordRelated words in the same group
One who loves and helps mankindPhilanthropistMisanthrope — one who hates mankind
One who knows many languagesPolyglotBilingual, linguist
One who does not believe in GodAtheistAgnostic — one who holds that God cannot be known; theist
One who cannot be correctedIncorrigibleIncorruptible, indefatigable — one who never tires
One who is unable to pay debtsInsolventBankrupt, pauper
One who collects stampsPhilatelistNumismatist — one who collects coins
One who talks in their sleepSomniloquistSomnambulist — one who walks in their sleep
One who does something for pleasure, not payAmateurConnoisseur — an expert judge in matters of taste
Things, places and studies
DefinitionWordRelated words in the same group
A medicine that cures all diseasesPanaceaAntidote — a remedy against poison
A speech made without preparationExtemporeEulogy — a speech of praise; elegy — a poem of mourning
Words written on a tombEpitaphEpigram — a short witty saying; epilogue — a closing section
A place where coins are madeMintArmoury — where weapons are stored; granary — where grain is stored
The study of birdsOrnithologyEntomology — insects; etymology — word origins
A government by the peopleDemocracyAutocracy, oligarchy, theocracy
An animal that eats both plants and fleshOmnivorousCarnivorous, herbivorous
Something no longer in useObsoleteArchaic, defunct

A finite list

Idioms and phrases

Idioms cannot be worked out from their parts, which is why they must be learned — but the set that appears in exams is small and repeats heavily.

Idioms that recur in SSC and state papers
IdiomMeaningUsed in a sentence
To beat about the bushTo avoid coming to the pointStop beating about the bush and tell me the cost.
To let the cat out of the bagTo reveal a secret unintentionallyHe let the cat out of the bag about the surprise party.
To smell a ratTo suspect something is wrongWhen the accounts did not match, she smelt a rat.
To turn a deaf earTo refuse to listenThe management turned a deaf ear to their demands.
To burn the midnight oilTo work late into the nightHe burnt the midnight oil before the exam.
A wild goose chaseA hopeless and futile searchFollowing that lead was a wild goose chase.
A white elephantA costly possession that is of no useThe unused stadium became a white elephant.
To make both ends meetTo manage on a limited incomeOn that salary he struggles to make both ends meet.
At one's wits' endUtterly perplexed, out of ideasAfter the third failure she was at her wits' end.
In the nick of timeJust in time, at the last possible momentThe ambulance arrived in the nick of time.
To bury the hatchetTo make peace after a quarrelThe two families finally buried the hatchet.
Once in a blue moonVery rarelyHe visits his home town once in a blue moon.

Where the marks hide

Words that get confused

These pairs produce more questions per word than any other part of the vocabulary syllabus, because a single letter separates two entirely different meanings.

Pairs examiners use again and again
PairThe differenceA sentence that fixes it
affect / effectaffect is the verb, effect the nounThe rain will affect the crop; the effect was severe.
principal / principleprincipal is chief or a head; principle is a ruleThe principal explained the principle behind the rule.
stationary / stationerystationary means not moving; stationery is writing materialThe stationery van stood stationary outside.
complement / complimentcomplement completes; compliment praisesThe scarf complements her dress, and he paid her a compliment.
advice / adviseadvice is the noun, advise the verbI advise you to take my advice.
lose / looselose is to misplace; loose means not tightDo not lose the loose change.
eminent / imminenteminent means distinguished; imminent means about to happenThe eminent scientist warned of an imminent crisis.
credible / credulous / creditablebelievable / too willing to believe / praiseworthyA credible witness, a credulous audience, a creditable performance.
ingenious / ingenuousclever / innocent and frankAn ingenious solution from an ingenuous young man.
economic / economicalrelating to the economy / thriftyEconomic policy versus an economical car.
childish / childlikeimmature, said as criticism / innocent, said with warmthChildish sulking against childlike wonder.
historic / historicalimportant in history / relating to historyA historic verdict in a historical drama.

Rules, then a list

Spelling

Three rules cover a good share of spelling questions, and the rest is a list of words that examiners genuinely repeat.

The three rules

  • i before e, except after c — when the sound is "ee"Believe, achieve, relieve; but receive, deceive, ceiling. Exceptions such as seize and weird have to be learned.
  • Only three words end in -ceed; one ends in -sede; the rest use -cedeProceed, exceed and succeed. Supersede. Then precede, recede, concede, intercede.
  • Double the final consonant before -ing or -ed when the last syllable is stressedBegin becomes beginning, refer becomes referred; but benefit becomes benefited, because the stress is on the first syllable.
The words most often set as spelling questions
Correct spellingThe usual mistakeWhat to remember
accommodationaccomodationTwo c and two m.
occurrenceoccurenceTwo c and two r.
embarrassembarassTwo r and two s.
harassharrassOne r, two s — the opposite of embarrass.
necessaryneccessaryOne c, two s.
separateseperateThere is "a rat" in sepARATe.
privilegepriviledgeNo d anywhere in it.
maintenancemaintainanceThe verb is maintain, but the noun drops the i.
questionnairequestionaireTwo n.
liaisonliasonTwo i, with an a between them.
committeecommiteeTwo m, two t, two e.
millenniummilleniumTwo l and two n.

The part nobody teaches

How to actually build it

Vocabulary is the only English topic that rewards daily work more than intensive work. A method that takes fifteen minutes a day beats a weekend spent with a word list.

Learn a word in a sentence, never alone
A word held in a sentence survives; a word held as a definition does not. Write your own sentence rather than copying the one in the book — the effort of composing it is what fixes the meaning.
Keep a small book, not a large one
Five to eight new words a day, revisited on days two, seven and twenty-one. That schedule is worth more than fifty words seen once, because forgetting happens on a curve and revision has to meet it.
Read one editorial a day and mine it
Newspaper editorials are the source examiners themselves draw on for cloze passages and comprehension. Take three unfamiliar words from each and you have a syllabus that renews itself.
Learn confusable pairs together, never apart
Stationary and stationery must be learned in the same minute or they will be confused forever. The same goes for eminent and imminent, credible and credulous, ingenious and ingenuous.
Practise in the exam format, not as flashcards
Recognising a word is easier than choosing between four options that all look plausible. Do the question type you will actually face, and do it against a clock.

Solved examples

Worked line by line

Read the steps rather than the answer. The method is what transfers to the next question.

Deduce the meaning of BENEVOLENT without a dictionary.

  1. Split it: bene + vol + ent.
  2. "Bene" means good — as in benefit and benefactor.
  3. "Vol" means to wish or will — as in volition and voluntary.
  4. So the word describes someone who wishes well.

Answer: Kind, well-meaning, generous towards others.

Deduce the meaning of MISANTHROPE.

  1. Split it: mis + anthrop + e.
  2. "Mis" here means hatred, as in misogyny.
  3. "Anthrop" means mankind, as in anthropology.

Answer: One who hates or distrusts mankind — the opposite of a philanthropist.

Distinguish INCREDIBLE from INCREDULOUS.

  1. Both share cred, meaning believe, and in-, meaning not.
  2. The suffix -ible describes the thing: capable of being believed. So incredible means not believable.
  3. The suffix -ulous describes the person: full of the quality. So incredulous means unwilling to believe.

Answer: An incredible story is told to an incredulous listener.

What is the one word for "a person who knows and speaks many languages"?

  1. "Poly" means many, as in polygamy and polytechnic.
  2. "Glot" relates to tongue or language, as in glottal.
  3. A bilingual person speaks two; the word for many is built the same way.

Answer: Polyglot.

What is the one word for "a medicine that is claimed to cure all diseases"?

  1. An antidote works against one specific poison, so it is too narrow.
  2. A placebo has no active effect at all, which is the wrong idea entirely.
  3. The word required is the Greek term for a universal remedy.

Answer: Panacea.

Explain the idiom "to make both ends meet".

  1. The image is of income at one end and expenditure at the other.
  2. Making them meet is covering what you spend with what you earn.
  3. It is used of someone whose income barely stretches, not of someone who is wealthy.

Answer: To manage to live within a limited income.

Choose between AFFECT and EFFECT: "The new policy will ___ thousands of workers, and its ___ will be felt for years."

  1. The first blank needs a verb, and affect is the verb meaning to influence.
  2. The second blank follows "its" and needs a noun, and effect is the noun meaning result.
  3. The rare exception — "to effect a change", meaning to bring one about — does not apply here.

Answer: affect … effect.

Which is correct: proceed, procede or prosede?

  1. Only three English words end in -ceed: proceed, exceed and succeed.
  2. Only one ends in -sede: supersede.
  3. Everything else in the family — precede, recede, concede — uses -cede.

Answer: Proceed.

Find the antonym of CANDID.

  1. Candid means frank and open in speech.
  2. Options such as "honest" and "direct" are synonyms, planted to catch a candidate who has not read the instruction line.
  3. The true opposite describes someone who avoids speaking plainly.

Answer: Evasive.

Distinguish EMINENT from IMMINENT.

  1. Eminent shares its root with "prominent" — standing out, distinguished.
  2. Imminent shares its root with "impend" — hanging over, about to happen.
  3. A useful test sentence keeps both: the eminent scientist warned of an imminent crisis.

Answer: Eminent means distinguished; imminent means about to occur.

Practice

16 questions on Vocabulary

Work each one out before you reveal the answer — the explanation is where the marks are.

  1. Q1Choose the word most similar in meaning to BENEVOLENT.

    • ACruel
    • BKind-hearted
    • CWealthy
    • DTalkative
  2. Q2Choose the word most opposite in meaning to FRUGAL.

    • AExtravagant
    • BThrifty
    • CCareful
    • DModest
  3. Q3One who loves mankind and works for its welfare is a:

    • AMisanthrope
    • BPhilatelist
    • CPhilanthropist
    • DPhilologist
  4. Q4The idiom "to beat about the bush" means:

    • ATo work very hard
    • BTo search thoroughly
    • CTo speak plainly
    • DTo avoid coming to the point
  5. Q5The ___ of the school addressed the students on the ___ of honesty.

    • Aprinciple … principal
    • Bprincipal … principle
    • Cprinciple … principle
    • Dprincipal … principal
  6. Q6Choose the correctly spelt word.

    • AAccomodation
    • BAcommodation
    • CAccommodation
    • DAccommadation
  7. Q7The root "chron" in words such as chronology and anachronism means:

    • ALife
    • BWrite
    • CSound
    • DTime
  8. Q8Choose the word most similar in meaning to EPHEMERAL.

    • AEverlasting
    • BShort-lived
    • CDelicate
    • DMysterious
  9. Q9Choose the word most opposite in meaning to CANDID.

    • AFrank
    • BHonest
    • CEvasive
    • DDirect
  10. Q10A medicine believed to cure all diseases is a:

    • AAntidote
    • BSedative
    • CPlacebo
    • DPanacea
  11. Q11The idiom "to smell a rat" means:

    • ATo find a solution
    • BTo suspect something is wrong
    • CTo be very hungry
    • DTo make a careless mistake
  12. Q12He bought pens, files and registers from the ___ shop near the college.

    • Astationery
    • Bstationary
    • Cstationnery
    • Dstationaries
  13. Q13The suffix "-cide", as in homicide and genocide, means:

    • AGovernment
    • BRule
    • CKilling
    • DStudy
  14. Q14Choose the word most similar in meaning to METICULOUS.

    • ACareless
    • BHasty
    • CExtremely careful about detail
    • DRude
  15. Q15A speech delivered without any previous preparation is:

    • AExtempore
    • BEulogy
    • CSoliloquy
    • DElegy
  16. Q16The phrase "a white elephant" refers to:

    • AA rare animal
    • BA costly but useless possession
    • CA lucky charm
    • DA very large gathering

Questions

Vocabulary — FAQs

What is the best way to build vocabulary for competitive exams?

Learn word roots and affixes rather than long alphabetical lists. Sixty roots such as bene, mal, chron, cred and anthrop unlock several thousand words and let you make a sensible guess at one you have never met. Reserve rote lists for idioms, confusable pairs and spellings, where nothing else works.

How many vocabulary questions come in SSC CGL?

Around six to ten in Tier 1 across synonyms, antonyms, spelling, idioms and one-word substitution, and roughly twelve to eighteen in the 45-question Tier 2 paper. Banking exams ask far fewer directly but embed vocabulary inside cloze tests and word-usage questions.

How do I remember one-word substitutions?

Learn them in themed groups rather than alphabetically — all the "one who" words for people together, all the "study of" words together, all the collectors together. Learning philatelist next to numismatist, or somniloquist next to somnambulist, makes both stick because each defines the other by contrast.

What is the difference between "affect" and "effect"?

Affect is normally the verb meaning to influence — the rain will affect the crop. Effect is normally the noun meaning result — the effect was severe. The one exception worth knowing is "to effect a change", where effect is a verb meaning to bring about.

What is the difference between "stationary" and "stationery"?

Stationary with an a means not moving. Stationery with an e means writing materials such as paper and pens. A useful memory hook is that stationery and paper both contain an e.

How do I tell "credible", "credulous" and "creditable" apart?

All three share cred, meaning believe. Credible means believable, and describes a story or a witness. Credulous means too ready to believe, and describes a person. Creditable means deserving praise, and describes a performance or an effort.

What does the "i before e except after c" rule actually cover?

Only the "ee" sound. It gives you believe, achieve and relieve on one side, and receive, deceive and ceiling on the other. Words such as seize, weird and their have to be learned separately, and the rule does not apply where the sound is different, as in neighbour or weigh.

How are the wrong options built in synonym questions?

To a pattern. There is usually a near-miss from the same general area, a sound-alike such as ingenious for ingenuous, and often the direct opposite. Because antonym and synonym questions look identical on the page, reading the instruction line before the word is worth doing every time.

How many new words should I learn each day?

Five to eight, revisited on days two, seven and twenty-one. That schedule beats fifty words seen once, because forgetting follows a curve and revision has to meet it. Write your own sentence for each word — composing it is what fixes the meaning.

Are idioms worth learning if only one or two questions appear?

Yes, because the set that actually appears is small and repeats across years and across exams. Around fifty idioms cover most of what SSC and state papers ask, which is a far better return per hour than trying to widen general vocabulary by the same amount.

Reading it is not the same as knowing it

Attempt a timed mock while the formulas are fresh — that is what tells you which of them actually stuck.

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