Banking · Government Exams

RBI Grade B Exam Pattern

Phase 1 screens and is then discarded. Phase 2 and the interview are the whole of the merit list.

RBI Grade B · checked 19 September 2026

RBI Grade B at a glance, from the official notices

The dates, vacancies and rules below are read on the conducting body’s own site and rewritten as each notice appears. The guide beneath carries the full pattern, syllabus, cut-offs and free mock tests.

19September 2026

Checked 19 September 2026

RBI Grade B: the facts that matter now

  1. 01

    Advertised 29 April 2026 (panel year 2026) with 60 posts — General 40, DEPR 10, DSIM 10; applications 29 April – 20 May 2026; Phase 1 on 13 June…

    2026 cycle

  2. 02

    Reserve Bank of India

    Conducted by

  3. 03

    Officer in Grade B (Direct Recruitment) — General and specialist streams

    Post

  4. 04

    Bachelor’s degree with a minimum percentage; specialist streams require relevant postgraduate qualifications

    Level

Pattern

RBI Grade B — How the paper is structured

Phase 1 structure. Confirm marks, timing and negative marking against the current official advertisement.
SectionQuestionsMarksNotes
General Awareness8080By far the largest section — the efficient place to secure the screen
English Language3030Standard competitive-exam level
Quantitative Aptitude3030Arithmetic and data interpretation
Reasoning6060Puzzles and analytical reasoning
Total200200120 minutes

The Phase 1 weighting is worth noticing carefully. General awareness and reasoning together account for a hundred and forty of two hundred marks, while quantitative aptitude — the section banking candidates typically invest most in — carries only thirty. A candidate optimising for the wrong sections can fail a screen they should clear comfortably.

Phase 2 papers. Confirm the current composition of objective and descriptive components in the advertisement.
PaperContentMarksDuration
Paper IEconomic and Social Issues — part objective, part descriptive10090 minutes
Paper IIEnglish Writing Skills — fully descriptive10090 minutes
Paper IIIFinance and Management — part objective, part descriptive10090 minutes

What follows from this structure

  • Handwriting and typing speed matter — descriptive papers under a ninety-minute limit reward candidates who have practised producing finished prose quickly.
  • Phase 1 marks are excluded from the merit — so there is no return on exceeding the screening threshold by a wide margin.
  • The interview carries real weight — combined with Phase 2 in the final merit.
  • Specialist streams have their own papers — DEPR and DSIM candidates sit different subject papers entirely.

The pattern has been revised

The Reserve Bank has changed the balance between objective and descriptive components, the composition of Phase 2, and the mode of answering between cycles. The current advertisement is the only reliable source, and this is one exam where preparing to an outdated structure has real consequences.

The consequence of Phase 1 marks being discarded is sharper here than in the other banking examinations, because Phase 2 is so much more demanding. Every hour spent pushing a comfortable Phase 1 score higher is an hour not spent on the papers that constitute the entire merit list — and unlike aptitude practice, the Phase 2 subjects cannot be improved quickly at the end. Clear the screen with a sensible margin and move on.

What a mixed objective and descriptive paper demands
Two different modes within ninety minutes, with the objective component rewarding recognition speed and the descriptive component rewarding structured argument. Candidates who have practised only one of the two find the transition costly, and the paper does not allow much time to settle into it.
Why the writing medium matters
Descriptive components may be typed or handwritten depending on the cycle, and the two produce very different speeds. Practise in whichever mode the current notification specifies — a candidate who has drafted everything by hand and then types the paper, or the reverse, loses time to the medium rather than to the content.
Where the interview sits
Combined with Phase 2 in the final merit and carrying enough weight to move outcomes. It draws on the same reading and the same formed views the descriptive papers reward, which means preparation for it is largely a by-product of preparing properly for them.

Phase 1 section weighting is unusual — practise it

General awareness and reasoning together carry a hundred and forty of two hundred marks, with quantitative aptitude a minor section at thirty. A generic banking mock, weighted the way IBPS weights its sections, misrepresents this paper substantially. Practise at the RBI weighting or you will optimise the wrong sections.

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