Pattern
RBI Grade B — How the paper is structured
Phase 1 structure. Confirm marks, timing and negative marking against the current official advertisement.| Section | Questions | Marks | Notes |
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| General Awareness | 80 | 80 | By far the largest section — the efficient place to secure the screen |
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| English Language | 30 | 30 | Standard competitive-exam level |
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| Quantitative Aptitude | 30 | 30 | Arithmetic and data interpretation |
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| Reasoning | 60 | 60 | Puzzles and analytical reasoning |
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| Total | 200 | 200 | 120 minutes |
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The Phase 1 weighting is worth noticing carefully. General awareness and reasoning together account for a hundred and forty of two hundred marks, while quantitative aptitude — the section banking candidates typically invest most in — carries only thirty. A candidate optimising for the wrong sections can fail a screen they should clear comfortably.
Phase 2 papers. Confirm the current composition of objective and descriptive components in the advertisement.| Paper | Content | Marks | Duration |
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| Paper I | Economic and Social Issues — part objective, part descriptive | 100 | 90 minutes |
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| Paper II | English Writing Skills — fully descriptive | 100 | 90 minutes |
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| Paper III | Finance and Management — part objective, part descriptive | 100 | 90 minutes |
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What follows from this structure
- Handwriting and typing speed matter — descriptive papers under a ninety-minute limit reward candidates who have practised producing finished prose quickly.
- Phase 1 marks are excluded from the merit — so there is no return on exceeding the screening threshold by a wide margin.
- The interview carries real weight — combined with Phase 2 in the final merit.
- Specialist streams have their own papers — DEPR and DSIM candidates sit different subject papers entirely.
The pattern has been revised
The Reserve Bank has changed the balance between objective and descriptive components, the composition of Phase 2, and the mode of answering between cycles. The current advertisement is the only reliable source, and this is one exam where preparing to an outdated structure has real consequences.
The consequence of Phase 1 marks being discarded is sharper here than in the other banking examinations, because Phase 2 is so much more demanding. Every hour spent pushing a comfortable Phase 1 score higher is an hour not spent on the papers that constitute the entire merit list — and unlike aptitude practice, the Phase 2 subjects cannot be improved quickly at the end. Clear the screen with a sensible margin and move on.
- What a mixed objective and descriptive paper demands
- Two different modes within ninety minutes, with the objective component rewarding recognition speed and the descriptive component rewarding structured argument. Candidates who have practised only one of the two find the transition costly, and the paper does not allow much time to settle into it.
- Why the writing medium matters
- Descriptive components may be typed or handwritten depending on the cycle, and the two produce very different speeds. Practise in whichever mode the current notification specifies — a candidate who has drafted everything by hand and then types the paper, or the reverse, loses time to the medium rather than to the content.
- Where the interview sits
- Combined with Phase 2 in the final merit and carrying enough weight to move outcomes. It draws on the same reading and the same formed views the descriptive papers reward, which means preparation for it is largely a by-product of preparing properly for them.
Phase 1 section weighting is unusual — practise it
General awareness and reasoning together carry a hundred and forty of two hundred marks, with quantitative aptitude a minor section at thirty. A generic banking mock, weighted the way IBPS weights its sections, misrepresents this paper substantially. Practise at the RBI weighting or you will optimise the wrong sections.