Insurance · Government Exams

LIC AAO Previous Papers

The 2023 and 2025 LIC AAO papers are the pattern the next notification will repeat; work them with the section timers on and attempt every question.

LIC AAO · checked 19 September 2026

LIC AAO at a glance, from the official notices

The dates, vacancies and rules below are read on the conducting body’s own site and rewritten as each notice appears. The guide beneath carries the full pattern, syllabus, cut-offs and free mock tests.

19September 2026

Checked 19 September 2026

LIC AAO: the facts that matter now

  1. 01

    Notification 16 August 2025; applications 16 August – 8 September 2025; prelims 3 and 7 October 2025; mains 8 November 2025; cut-offs and…

    2025 cycle

  2. 02

    Life Insurance Corporation of India, through an online test agency; the recruitment page is licindia.in → Careers

    Conducted by

  3. 03

    Assistant Administrative Officer (Generalist), and Specialist AAOs in Actuarial, CA, CS, Legal and Insurance Specialist streams, plus Assistant…

    Posts

  4. 04

    Online prelims (qualifying) → online mains, 300 objective marks plus a 25-mark descriptive English paper → interview of 60 marks → pre-recruitment…

    Stages

Past papers

LIC AAO — Reading previous papers properly

LIC does not release question papers, but the 2019, 2023 and 2025 papers are reconstructed in detail from candidate recall and the memory-based sets published after each shift, and the 2025 cut-off sheet shows what score each stage needed. The table reads those papers by section.

What recent papers of LIC AAO have actually asked, by section.
SectionWhat recursHow to use it
Prelims reasoning (35)Two or three puzzle sets of 5, syllogism 3–5, inequality 3–5, coding, blood relations, directionTarget 28-plus attempts in 20 minutes; the puzzle sets decide the section
Prelims quantitative (35)Simplification or approximation 5–10, number series 5, one or two DI sets, 8–10 arithmeticDo the DI set and arithmetic first; series and simplification are quick fills
Prelims English (30, qualifying)One RC passage of 8–10, cloze 5, error spotting 5, fillers and para-jumblesOnly 10 (9) marks are needed; do not spend prelims time chasing English
Mains reasoning (90)Three or four high-level puzzles, input-output, coded inequality, logical reasoning 5–8, data sufficiencyThree marks a question — accuracy first; leave the hardest puzzle for last
Mains DI (90)Three to four DI sets including caselet and missing data, quadratic equations, arithmetic word problemsChoose sets by data type; caselets reward careful reading over speed
Mains GK and current affairs (60)Six months of current affairs, budget and economic survey numbers, appointments, awards, static GKTwo marks each; a monthly current-affairs digest covers most of it
Mains insurance and financial awareness (60)LIC facts, IRDAI regulations, insurance terms, government insurance schemes, RBI, SEBI, PFRDA, market instrumentsThe section that distinguishes LIC preparation from banking; build a notes file
Descriptive (25, qualifying)One e-mail or letter and one essay, report or précisType 150–200 words each within 30 minutes; structure and grammar are marked

How to work a past paper of LIC AAO

  1. Sit the prelims paper as three 20-minute sections and do not return to a finished section — the real test will not let you.
  2. Answer everything then mark, separately, how many of your guesses were right; that number tells you how much guessing is worth in each section.
  3. Score the mains paper against the 2025 cut-off UR 232 of 300 on total with 45/30/45/30 minimums — a paper that clears the total but fails a section is a failed paper.
  4. List every insurance question you could not answer and add its topic to your insurance notes; the section is bounded and repeats.
  5. Type the descriptive answers on a computer with a timer; handwriting practice does not transfer.

Where the papers come from

  • Memory-based papers — published after each shift by coaching institutes and candidate forums; the section weights are reliable even when individual questions vary.
  • The 2025 cut-off sheet on licindia.in — the only official scoring document; it shows the sectional minimums as applied.
  • IBPS PO and SBI PO papers — for prelims reasoning, quantitative and English practice, which is the same syllabus at the same level.

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