LIC AAO Syllabus

Reasoning Ability (prelims 35, mains 90)

• Puzzles and seating arrangement — floor, box, month and linear or circular arrangements — the largest block in both stages.
• Syllogism, inequality and coding-decoding — quick prelims marks; the mains versions use coded inequalities and new-pattern coding.
• Blood relations, direction sense, order and ranking — two to five questions each.
• Input-output, data sufficiency, logical reasoning — mains-only topics; statement-assumption, course of action and cause-effect appear.

Quantitative Aptitude (prelims 35) and Data Analysis and Interpretation (mains 90)

• Simplification, approximation and number series — prelims speed questions.
• Arithmetic — percentages, profit and loss, ratio, averages, time and work, speed and distance, interest, mixtures.
• Data interpretation — tables, bar and line charts, pie charts, caselets; in the mains, two-variable and missing-data sets and arithmetic-heavy caselets.
• Quadratic equations and data sufficiency — regular in the mains DI section.

English Language (prelims 30, qualifying) and the descriptive paper (25, qualifying)

• Reading comprehension, cloze test, error spotting, fillers, para-jumbles, sentence improvement — the objective paper; vocabulary in context is the recurring theme.
• E-mail and report writing, situation analysis, précis — the descriptive paper, typed on the computer in 30 minutes; the notification names exactly these four forms.

General Knowledge and Current Affairs (mains 60)

• Last six months of national and international events — appointments, awards, summits, sports, reports and indices.
• Static GK — Indian polity, geography, history and culture basics; important days; books and authors.
• Economy and banking news — RBI policy, budget figures, schemes, mergers and financial regulation — this section overlaps with the insurance section.

Insurance and Financial Market Awareness (mains 60)

• Life Insurance Corporation — its founding in 1956, structure, products and plans, the 2022 listing, subsidiaries and key figures.
• Insurance concepts — premium, sum assured, riders, surrender, nomination, assignment, underwriting, reinsurance, bancassurance, ULIPs, annuities.
• IRDAI and regulation — the Insurance Act and IRDA Act, IRDAI’s functions, recent regulations, Bima Sugam and Bima Trinity, ombudsman scheme, FDI limits.
• Financial markets and institutions — RBI, SEBI, PFRDA, NABARD, SIDBI, stock exchanges, mutual funds, bond and money markets, the budget and economic survey headline numbers.
• Government schemes — PMJJBY, PMSBY, Ayushman Bharat, Atal Pension Yojana, PMFBY and the like — coverage, premium and eligibility.

Study material for this syllabus

Quantitative aptitude notes Reasoning notes English notes Money and banking General knowledge