Insurance · Government Exams

NIACL AO Syllabus

The NIACL AO syllabus is the bank PO syllabus with general awareness tilted to insurance and the financial sector, and a letter-and-essay descriptive test added.

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NIACL AO · checked 19 September 2026

NIACL AO at a glance, from the official notices

The dates, vacancies and rules below are read on the conducting body’s own site and rewritten as each notice appears. The guide beneath carries the full pattern, syllabus, cut-offs and free mock tests.

Free NIACL AO mock testNIACL AO syllabusToday’s current affairs
19September 2026

Checked 19 September 2026

NIACL AO: the facts that matter now

  1. 01

    Advertisement 7 August 2025; applications 7–30 August 2025; Phase I 14 September 2025; Phase II 29 October 2025; interviews and pre-employment…

    2025 cycle

  2. 02

    The New India Assurance Company Limited, Mumbai; recruitment documents at newindia.co.in → Recruitment

    Conducted by

  3. 03

    Administrative Officer (Scale I) — Generalists and Specialists (Finance and Accounts, Legal, Automobile, Health, IT and others as notified)

    Posts

  4. 04

    Phase I prelims (100 marks, qualifying) → Phase II mains (200 objective plus 30 descriptive) → interview → medical

    Stages

Syllabus

NIACL AO — What the syllabus covers

The advertisement names sections; the 2023 and 2025 papers show what fills them. Phase I is a speed paper; Phase II asks the same subjects at greater length and adds general awareness and, for specialists, a technical paper whose broad topics the advertisement lists in an annexure.

English Language (Phase I 30, Phase II 50)

  • Reading comprehension — one or two passages on economy, insurance or social themes.
  • Cloze test, fillers, error spotting, sentence improvement, para-jumbles, word usage — grammar and vocabulary in context.

Reasoning Ability (Phase I 35, Phase II 50)

  • Puzzles and seating arrangement — linear, circular, floor, box, scheduling.
  • Syllogism, inequality, coding-decoding, alphanumeric series — quick marks.
  • Blood relations, direction, order and ranking, input-output, data sufficiency, logical reasoning — Phase II adds the longer forms.

Quantitative Aptitude (Phase I 35, Phase II 50)

  • Simplification, approximation, number series, quadratic equations — speed questions.
  • Arithmetic — percentages, profit and loss, ratio, averages, interest, time and work, speed, mixtures, mensuration.
  • Data interpretation — table, bar, line, pie and caselet sets; Phase II uses two-variable and missing-data sets.

General Awareness (Phase II 50)

  • Insurance — general-insurance products and terms — motor, health, fire, marine, liability, crop; IRDAI and its regulations; PSU insurers and their history; GIC Re; reinsurance; recent insurance news.
  • Financial sector — RBI, SEBI, PFRDA, budget and economic survey figures, banking and financial news.
  • Current affairs and static GK — six months of national and international events; polity, geography, awards, sports, important days.

Technical and professional knowledge (Specialists, Phase II 40)

  • Stream subjects — the advertisement’s Annexure A lists the broad topics for Finance and Accounts, Legal, Automobile, Health, IT and other streams.

Descriptive English (Phase II 30)

  • Letter writing (10) and essay (20) — typed in 30 minutes; formal or official letters and essays on insurance, economy and social themes.

Study material for this syllabus

English notes Reasoning notes Quantitative aptitude notes Money and banking General knowledge

Exam resources

Everything for NIACL AO

Six resource pages, each kept in step with the latest official notification.

NIACL AO SyllabusNIACL AO syllabus — Phase I English, reasoning and quantitative aptitude; Phase II reasoning, English, general awareness with insurance.NIACL AO Exam PatternNIACL AO exam pattern — Phase I and Phase II sections, marks and timers, the specialist paper, the descriptive test, negative marking and equated scores.NIACL AO Previous PapersNIACL AO previous year papers — what the 2021, 2023 and 2025 Phase I and Phase II papers asked, section by section, and how to practise them under the penalty.NIACL AO Mock TestsNIACL AO mock tests — free Phase I and Phase II tests on the 2025 pattern with section timers, a quarter-mark penalty.NIACL AO PreparationHow to prepare for NIACL AO — a twelve-week plan for Phase I speed, Phase II at 50 marks a section, general awareness with insurance and the descriptive test.NIACL AO Study MaterialNIACL AO study material — books and free notes for English, reasoning, quantitative aptitude, general awareness with insurance.

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