Insurance · Government Exams

NIACL Assistant 2026 Notification, Exam Pattern, Syllabus, Salary, Eligibility, State-wise Cut-off and Free Mock Tests

NIACL Assistant is the clerical-cadre recruitment of The New India Assurance Company, run state by state: a candidate applies against the vacancies of one state, sits a Tier I and a Tier II online examination, and then passes a regional language test in that state’s language before selection. The 2024 recruitment, advertised on 16 December 2024, offered 500 posts, held Tier I on 27 January 2025 and Tier II on 2 March 2025, and published state-wise and category-wise cut-offs for both tiers.

The paper is the bank-clerk pattern with a quarter-mark penalty and a 250-mark Tier II, but the state-wise merit list changes the arithmetic: the cut-off in a state with ten posts and the cut-off in one with sixty are different examinations. This guide reads the 2024 advertisement and cut-off sheets so the next notice can be judged state by state.

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NIACL Assistant · checked 19 September 2026

NIACL Assistant at a glance, from the official notices

The dates, vacancies and rules below are read on the conducting body’s own site and rewritten as each notice appears. The guide beneath carries the full pattern, syllabus, cut-offs and free mock tests.

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19September 2026

Checked 19 September 2026

NIACL Assistant: the facts that matter now

  1. 01

    Advertisement 16 December 2024; applications 17 December 2024 – 1 January 2025; Tier I 27 January 2025; Tier II 2 March 2025; regional language…

    Last cycle

  2. 02

    The New India Assurance Company Limited; documents at newindia.co.in → Recruitment

    Conducted by

  3. 03

    Assistant in Class III — clerical cadre, recruited state-wise

    Post

  4. 04

    Tier I prelims (100 marks, qualifying) → Tier II mains (250 marks, merit) → regional language test (qualifying) → medical

    Stages

Notification

NIACL Assistant notification and key dates

Checked 16 September 2026 on newindia.co.in → Recruitment. The Assistant Recruitment Exercise 2024 page carries the detailed advertisement, the Tier I information handouts, the Tier I result and cut-offs, the Tier II result (list shortlisted for the regional language test) and cut-offs, the state-wise regional language test lists, and the state-wise lists of provisionally selected candidates for the pre-employment medical examination with four contingency lists. No 2026 Assistant advertisement has been issued.

NIACL Assistant 2024 — the reference cycle, from the advertisement of 16 December 2024.
EventDate
Advertisement16 December 2024 (Ref. CORP.HRM/ASST/2024)
Online registration and fee17 December 2024 – 1 January 2025
Tier I online examination27 January 2025
Tier II online examination2 March 2025
Regional language testState-wise, after the Tier II result
Pre-employment medical listsMain list and contingency lists 1 to 4 published on the recruitment page
NIACL Assistant 2024 in numbers.
ItemFigure
Posts500 across states and union territories (UR 260, OBC 91, SC 51, ST 48, EWS 50)
Fee₹850 including GST; ₹100 for SC, ST and PwBD
Tier II cut-offs (250)State-wise and category-wise — for example Andhra Pradesh UR 149.38, OBC 133.45 and EWS 142.83 in the published sheet; each state differs
Pay scale (advertised)₹22,405–62,265; about ₹40,000 a month in a metro at the start

Reading the state table

The cut-off a candidate must beat is that of their own state and category, and states with few posts can have higher cut-offs than states with many. The company publishes both tiers’ state-wise cut-offs after each cycle; the 2024 sheets are the best guide to where a given score would have stood.

Overview

What NIACL Assistant is, and who it suits

New India Assurance recruits Assistants in most years between officer recruitments — 2018, 2023, 2024 — and always state-wise: the advertisement lists vacancies for each state and union territory, the candidate applies to one, and the examination centre must be in that state. Merit lists are drawn state by state, and a regional language test in the state’s language is mandatory before appointment.

The examination is the bank-clerk examination in structure and level, and a candidate prepared for IBPS Clerk needs to add only a general-awareness stream on insurance and the discipline of the state cut-off. The Tier II is 250 marks in five sections of 50, and the merit list is drawn from it alone — Tier I is qualifying and the language test carries no marks.

Who NIACL Assistant suits

  • Graduates who can read, write and speak a state’s language — the language test is qualifying but compulsory, and it is taken in the state applied to.
  • Bank clerk aspirants — the same syllabus at the same level, with insurance added to awareness.
  • Candidates in states with large vacancy counts — where the state cut-off is lower; the advertisement’s state table is the first thing to read.
  • Those who want a public-sector clerical career with promotion to officer — the company promotes from the clerical cadre.

Eligibility

Who can apply for NIACL Assistant

From the advertisement of 16 December 2024, eligibility as on 1 December 2024.

Who could apply in 2024.
RequirementDetail
QualificationGraduation in any discipline from a recognised university, or an equivalent qualification recognised by the central government; the candidate must have passed English as a subject at the class 10 or class 12 level
Regional languageKnowledge of reading, writing and speaking the regional language of the state or union territory applied to is essential and tested before final selection
Age21 to 30 years on 1 December 2024; relaxation of 5 years SC and ST, 3 OBC, 10 PwBD, ex-servicemen as per rules to a ceiling of 45
One stateApplications against the vacancies of one state or union territory only, with the examination centre in that state
Fee₹850 including GST for others; ₹100 for SC, ST and PwBD; non-refundable

Points the advertisement stresses

  • Certificates at the language test — category, age and degree are verified when the candidate appears for the regional language test.
  • Tie-break — equal marks in the merit list are resolved by age, the older candidate first.
  • Bond — a training-cost undertaking of ₹25,000 and a service bond apply on appointment.

Selection process

How NIACL Assistant selection works

Each stage in order, and what it actually tests.

Stages change between cycles. Confirm the structure in the notification for the cycle you are sitting.
StageFormatWhat it involves
Tier I — Preliminary examinationOnline, 60 minutes, 100 questions, 100 marks, three timed sectionsEnglish Language 30, Reasoning 35, Numerical Ability 35, each in 20 minutes. Qualifying; state-wise and category-wise shortlisting for Tier II.
Tier II — Main examinationOnline, 120 minutes, 200 questions, 250 marks, five sectionsEnglish Language, Reasoning, General Awareness, Computer Knowledge and Numerical Ability; merit is drawn from this paper alone, state-wise and category-wise.
Regional language testQualifying test in the state’s languageCandidates shortlisted from Tier II are tested for reading, writing and speaking the regional language of the state applied to; no marks are awarded and failure ends the candidature.
Pre-employment medical examinationProvisionally selected candidates, state-wise listsAppointment on fitness; the 2024 cycle published a main list and four contingency lists.

Application to appointment

How NIACL Assistant runs, from the state-wise advertisement to the two tiers, the language test and the medical

The steps follow the 2024 advertisement and the cycle that followed it.

The NIACL Assistant process

  1. Pick a state and register Within about two weeks — 17 December 2024 to 1 January 2025 last time — on the online portal linked from the recruitment page, choosing the state whose vacancies you apply against and an examination centre in that state; upload the photograph, signature, thumb impression and declaration.
  2. Pay the fee ₹850 (₹100 for SC, ST and PwBD) online.
  3. Tier I Call letters about a week before; a 60-minute paper of three 20-minute sections with a quarter-mark penalty; state-wise and category-wise shortlisting. Tier I was on 27 January 2025 last time.
  4. Tier II A 120-minute paper of five sections for 250 marks; the merit list is drawn from it. Tier II was on 2 March 2025.
  5. Regional language test Shortlisted candidates report state-wise with their documents; the test is qualifying and mandatory.
  6. Medical and joining State-wise lists of provisionally selected candidates for the pre-employment medical examination, with contingency lists; appointment on fitness.

Exam pattern

NIACL Assistant exam pattern and marking

NIACL Assistant exam pattern — the 2024 advertisement.
Stage and sectionQuestionsMarksTime
Tier I — English Language303020 min
Tier I — Reasoning353520 min
Tier I — Numerical Ability353520 min
Tier II — English Language4050Composite 120 min
Tier II — Reasoning4050
Tier II — General Awareness4050
Tier II — Computer Knowledge4050
Tier II — Numerical Ability4050
Regional language test—Qualifying—

How the marks work

A quarter of the marks of a question is deducted for each wrong answer in both tiers. Tier I is qualifying, with sectional minimums; Tier II is 250 marks in a single two-hour sitting and the state-wise merit list is drawn from it alone, subject to passing the regional language test. Scores are equated across sessions. The 2024 advertisement’s Tier II section table follows the company’s long-standing five-section pattern; confirm the question counts in the next notice.

Study plan

How to prepare for NIACL Assistant

A bank-clerk preparation is the NIACL Assistant preparation. The plan adds general awareness with an insurance stream, computer knowledge as a scoring section, and the habit of judging every mock against the cut-off of your own state.

A ten-week NIACL Assistant plan.
WeeksFocusWhat to do
1–4Tier I speedReasoning, numerical and English drills with 20-minute sectional tests; accuracy tracked because of the penalty.
4–8Tier II sections at 50 marks eachLonger puzzles and DI; two RCs a day; computer knowledge from a short standard text; general awareness with insurance products, IRDAI and PSU insurers alongside current affairs.
6–10State-wise benchmarkingScore each Tier II mock against the 2024 cut-off of your state and category.
8–10Language and mocksFull mocks twice a week; read and write a page a day in the regional language if it is not your first language.

What decides selection

  • Tier II marks against the state cut-off — the only marks that count.
  • Computer knowledge and general awareness — a hundred of 250 marks that are quick to score with a few weeks of reading.
  • Accuracy under the penalty — in both tiers.

Sources

Official notifications and sources

Every dated fact on this page was read from the 2024 documents on the New India Assurance recruitment page. A new Assistant advertisement will appear there.

NIACL Assistant — official documents

New India Assurance — recruitment list Detailed advertisement — Assistant Recruitment Exercise 2024 (PDF) Tier I cut-off marks 2024 (PDF) Tier II state-wise cut-off marks 2024 (PDF) Assistant recruitment 2024 — marks sheets page

Exam resources

Everything for NIACL Assistant

Six resource pages, each kept in step with the latest official notification.

NIACL Assistant SyllabusNIACL Assistant syllabus — Tier I English, reasoning and numerical ability; Tier II English, reasoning, general awareness with insurance.NIACL Assistant Exam PatternNIACL Assistant exam pattern — Tier I and Tier II sections and marks, the 250-mark mains, negative marking.NIACL Assistant Previous PapersNIACL Assistant previous year papers — what the 2018, 2023 and 2024 Tier I and Tier II papers asked, by section.NIACL Assistant Mock TestsNIACL Assistant mock tests — free Tier I and Tier II tests on the 2024 pattern with section timers in Tier I, a composite 250-mark Tier II.NIACL Assistant PreparationHow to prepare for NIACL Assistant — a ten-week plan for Tier I speed, the five Tier II sections, insurance awareness.NIACL Assistant Study MaterialNIACL Assistant study material — books and free notes for English, reasoning, numerical ability, general awareness with insurance and computer knowledge.

Related

More Insurance preparation

All Insurance examsEvery exam in this categoryPrevious-year papersPast papers with solutionsCurrent affairsDaily, weekly and monthlyExam updatesNotifications and results

Questions

NIACL Assistant — FAQs

When is the NIACL Assistant 2026 notification?

Not issued as of 16 September 2026. The last recruitment was advertised on 16 December 2024 for 500 posts, with Tier I on 27 January and Tier II on 2 March 2025; its selection and medical lists are on the recruitment page at newindia.co.in. Assistant recruitments have run in 2018, 2023 and 2024, usually advertised at the end of a year, so the December–January window is when a notice would be expected.

What is the NIACL Assistant exam pattern?

Tier I: 100 questions in 60 minutes — English 30, Reasoning 35, Numerical Ability 35 — each timed at 20 minutes and qualifying. Tier II: 250 marks in 120 minutes across five sections of 50 marks — English, Reasoning, General Awareness, Computer Knowledge and Numerical Ability — from which the state-wise merit list is drawn. A quarter mark is deducted for each wrong answer in both tiers. A qualifying regional language test follows.

What is the eligibility for NIACL Assistant?

Graduation in any discipline from a recognised university, English as a subject at class 10 or 12, knowledge of reading, writing and speaking the regional language of the state applied to, and an age of 21 to 30 years on the cut-off date (1 December 2024 last time) with the usual relaxations. A candidate applies against the vacancies of one state only. The fee was ₹850 including GST, or ₹100 for SC, ST and PwBD.

What is the NIACL Assistant salary?

The 2024 advertisement quoted the clerical scale ₹22,405–1,305(1)–23,710–1,425(2)–26,560–1,605(5)–34,585–1,855(2)–38,295–2,260(3)–45,075–2,345(2)–49,765–2,500(5)–62,265 with total emoluments of about ₹40,000 a month at the start in a metro, plus medical benefits, group mediclaim and leave travel subsidy. The general-insurance wage revision since then will raise the figures in the next notice.

What was the NIACL Assistant 2024 cut-off?

Cut-offs are state-wise and category-wise. The published Tier II sheet (out of 250) shows, for example, Andhra Pradesh at 149.38 for UR, 133.45 OBC and 142.83 EWS, with other states higher or lower depending on their vacancies; the Tier I and Tier II sheets are on the recruitment page and are the right benchmark for a practice score.

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