Insurance · Government Exams

NIACL Assistant Previous Papers

The 2023 and 2024 NIACL Assistant papers are bank-clerk papers with insurance in the awareness section; score them with the penalty and against your state’s Tier II cut-off.

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NIACL Assistant · checked 19 September 2026

The dates, vacancies and rules below are read on the conducting body’s own site and rewritten as each notice appears. The guide beneath carries the full pattern, syllabus, cut-offs and free mock tests.

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19September 2026

Checked 19 September 2026

NIACL Assistant: the facts that matter now

01
Advertisement 16 December 2024; applications 17 December 2024 – 1 January 2025; Tier I 27 January 2025; Tier II 2 March 2025; regional language…
Last cycle
02
The New India Assurance Company Limited; documents at newindia.co.in → Recruitment
Conducted by
03
Assistant in Class III — clerical cadre, recruited state-wise
Post
04
Tier I prelims (100 marks, qualifying) → Tier II mains (250 marks, merit) → regional language test (qualifying) → medical
Stages

Past papers

NIACL Assistant — Reading previous papers properly

The company publishes information handouts and cut-off sheets, not question papers; the 2018, 2023 and 2024 papers are reconstructed from candidate recall. The cut-off sheets are the more useful official document, because they convert a practice score into a position in a specific state.

What recent papers of NIACL Assistant have actually asked, by section.
Section	What recurs	How to use it
Tier I English (30)	One RC, cloze, error spotting, fillers, para-jumbles	Twenty accurate attempts; the section minimum is low
Tier I reasoning (35)	Two puzzles, syllogism, inequality, coding, series, blood relations	Puzzle sets first if they resolve quickly
Tier I numerical (35)	Simplification, series, one DI, arithmetic	Accuracy over attempts
Tier II English (50)	RC, cloze, error, para-jumbles, vocabulary	Forty questions; time-box at 25 minutes
Tier II reasoning (50)	Three puzzles, syllogism, coding, series, direction	The longest section by time
Tier II general awareness (50)	Insurance terms and products, IRDAI, PSU insurers, budget, RBI, current affairs, static GK	Fifteen minutes; a notes file covers most
Tier II computer (50)	Fundamentals, MS Office, internet, shortcuts, abbreviations	Fifteen minutes; the easiest 50 marks in the paper
Tier II numerical (50)	Two DI sets, arithmetic, series, quadratic comparison	Choose DI sets by data type

How to work a past paper of NIACL Assistant

Score with the penalty and record attempts and accuracy per section.
Compare your Tier II score with the 2024 cut-off of your state and category not with a national average — the sheet is on the recruitment page.
Do the knowledge sections first in Tier II practice and time how many minutes they leave for reasoning and numerical ability.
Read a page of the regional language a day if it is not your first language.

Where the papers come from

Memory-based papers — from the 27 January and 2 March 2025 sessions and the 2023 cycle.
The 2024 Tier I and Tier II cut-off sheets on newindia.co.in — official, state-wise and category-wise.
IBPS Clerk and SBI Clerk papers — the same syllabus at the same level.

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