Insurance · Government Exams

NIACL Assistant Exam Pattern

NIACL Assistant is scored state by state from a 250-mark Tier II with a quarter-mark penalty, after a qualifying Tier I and before a mandatory regional language test.

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NIACL Assistant · checked 19 September 2026

The dates, vacancies and rules below are read on the conducting body’s own site and rewritten as each notice appears. The guide beneath carries the full pattern, syllabus, cut-offs and free mock tests.

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19September 2026

Checked 19 September 2026

NIACL Assistant: the facts that matter now

01
Advertisement 16 December 2024; applications 17 December 2024 – 1 January 2025; Tier I 27 January 2025; Tier II 2 March 2025; regional language…
Last cycle
02
The New India Assurance Company Limited; documents at newindia.co.in → Recruitment
Conducted by
03
Assistant in Class III — clerical cadre, recruited state-wise
Post
04
Tier I prelims (100 marks, qualifying) → Tier II mains (250 marks, merit) → regional language test (qualifying) → medical
Stages

Pattern

NIACL Assistant — How the paper is structured

The pattern below is the 2024 advertisement’s. Structurally it is the bank-clerk pattern; what changes the strategy is that the merit list is state-wise, so the target score is the cut-off of one state and category rather than a national number.

NIACL Assistant exam pattern — the 2024 advertisement.
Stage and section	Questions	Marks	Time
Tier I — English Language	30	30	20 min
Tier I — Reasoning	35	35	20 min
Tier I — Numerical Ability	35	35	20 min
Tier II — English Language	40	50	Composite 120 min
Tier II — Reasoning	40	50
Tier II — General Awareness	40	50
Tier II — Computer Knowledge	40	50
Tier II — Numerical Ability	40	50
Regional language test	—	Qualifying	—

How the marks work

A quarter of the marks of a question is deducted for each wrong answer in both tiers. Tier I is qualifying, with sectional minimums; Tier II is 250 marks in a single two-hour sitting and the state-wise merit list is drawn from it alone, subject to passing the regional language test. Scores are equated across sessions. The 2024 advertisement’s Tier II section table follows the company’s long-standing five-section pattern; confirm the question counts in the next notice.

Tier I is a filter: three 20-minute sections with a quarter-mark penalty and sectional minimums, and its marks are not carried forward. Tier II is a single 120-minute sitting of five 50-mark sections, so time can be moved between sections — the knowledge sections (general awareness and computer) can be cleared quickly and their minutes given to reasoning and numerical ability. The regional language test carries no marks but ends the candidature if failed; a candidate from another state applying where posts are many should treat it as a real preparation item.