Insurance · Government Exams

LIC ADO Syllabus

The LIC ADO syllabus is a general-aptitude paper plus a 60-mark section on life insurance and financial marketing — the part worth studying first.

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LIC ADO · checked 19 September 2026

LIC ADO at a glance, from the official notices

The dates, vacancies and rules below are read on the conducting body’s own site and rewritten as each notice appears. The guide beneath carries the full pattern, syllabus, cut-offs and free mock tests.

Free LIC ADO mock testLIC ADO syllabusToday’s current affairs
19September 2026

Checked 19 September 2026

LIC ADO: the facts that matter now

  1. 01

    Notification 21 January 2023; applications 21 January – 10 February 2023; prelims 12 March 2023; mains 8 April 2023; final result June 2023; 9,394…

    Last cycle

  2. 02

    Life Insurance Corporation of India; separate notifications from each of the eight zonal offices, with one online examination

    Conducted by

  3. 03

    Apprentice Development Officer — a one-year apprenticeship on stipend, then Probationary Development Officer in Class II

    Post

  4. 04

    Open market (up to 60 per cent of posts), LIC agents (up to 25 per cent) and LIC employees (up to 15 per cent); agents and employees sit the mains…

    Categories

Syllabus

LIC ADO — What the syllabus covers

The 2023 notification names the sections and the 2019 and 2023 papers fill them in. The prelims is a speed paper at a level below bank PO; the mains combines aptitude, general awareness and a section on insurance and marketing that carries more than a third of the marks.

Reasoning Ability (prelims 35; mains, shared 50)

  • Puzzles and seating arrangement — linear, circular and floor puzzles of moderate difficulty.
  • Syllogism, inequality, coding-decoding, alphanumeric series — the quick marks of the prelims.
  • Blood relations, direction sense, order and ranking, analogy — two to four questions each.

Numerical Ability (prelims 35; mains, shared 50)

  • Simplification, approximation, number series — speed questions.
  • Arithmetic — percentages, ratio, averages, profit and loss, interest, time and work, speed and distance.
  • Data interpretation — one or two simple table or bar-chart sets.

English Language (prelims 30, qualifying; mains within the 50-mark GK and English section)

  • Reading comprehension, cloze, error spotting, fillers, para-jumbles — grammar and vocabulary at a moderate level.

General Knowledge and Current Affairs (mains, within 50)

  • Six months of current affairs — appointments, awards, schemes, sports, summits.
  • Static GK — polity, geography, history basics, important days, books.

Insurance and Financial Marketing Awareness (mains 60)

  • LIC — history since 1956, organisation, plans, subsidiaries, listing, slogans and initiatives.
  • Life-insurance concepts — premium, sum assured, maturity, surrender, riders, nomination, ULIPs, annuities, claims, underwriting.
  • Agency and marketing — the agent’s role, commission, IRDAI’s agent regulations, need-based selling, customer service, bancassurance, market segmentation.
  • IRDAI and the financial sector — the regulator’s functions, recent regulations, RBI, SEBI, PFRDA, banks and NBFCs, government insurance and pension schemes.

Agents and employees

sit the mains only; the same 160-question paper, so the insurance section is where an agent’s field knowledge is worth marks.

Study material for this syllabus

Reasoning notes Quantitative aptitude notes English notes Money and banking General knowledge

Exam resources

Everything for LIC ADO

Six resource pages, each kept in step with the latest official notification.

LIC ADO SyllabusLIC ADO syllabus — prelims reasoning, numerical ability and English; mains reasoning and numerical, GK, current affairs and English.LIC ADO Exam PatternLIC ADO exam pattern — prelims and mains sections, the 160-mark mains, interview of 40 marks, no negative marking and the single-sitting mains.LIC ADO Previous PapersLIC ADO previous year papers — what the 2019 and 2023 prelims and mains asked, section by section, and how to practise them.LIC ADO Mock TestsLIC ADO mock tests — free prelims and mains tests on the 2023 pattern with a timed three-section prelims, a composite 160-mark mains and no negative marking.LIC ADO PreparationHow to prepare for LIC ADO — a ten-week plan covering the prelims aptitude sections, the composite mains and the 60-mark insurance.LIC ADO Study MaterialLIC ADO study material — free notes and standard books for reasoning, numerical ability, English.

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